The words “I’m from the government, and I’m here to help” don’t have to strike fear into your heart. For many first-time homebuyers, government-backed mortgage loans and payment programs are the ticke
Having your offer on a house accepted is certainly something to celebrate, but it’s not time to pop the champagne just yet. When you see the term “sale agreed,” it means the seller has accepted the bu
Thinking about financing a second home or investment property? The Fannie Mae investment property and second home guidelines can be tricky to understand. Each type of loan varies in terms of minimum d
Adjustable-rate mortgages (ARMs) may not have the best reputation, but there are many pros and cons to choosing this home financing option. An ARM is a mortgage with an interest rate that changes at s
There’s nothing quite like that new home smell, but just like with any purchase, buying a new home has its pros and cons. New construction homes are built from scratch. They are either custom-made to
Sacrificing for your country shouldn’t leave you at a disadvantage when it comes to buying a home. The VA home loan program was created in 1944 to level the playing field for service members and veter
During difficult times, you may find that borrowing money is unavoidable. But did you know that some methods of borrowing are better than others?
You don’t have to be a farmer to reap the benefits of a USDA home loan. Whether you prefer the countryside to city life, have the ability to work from anywhere, or are interested in retiring to greene
Buying a first home may be more affordable than you think—once you realize that there are many ways to save in the long term, including first-time homebuyer discounts and tax credits that can signific
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