A New Mortgage to Replace Your Current One

Get a new loan to pay off your existing mortgage loan debt through a refinancing loan. As a result of refinancing, you may wind up with a lower interest rate than the rate you had been paying, which would lower your monthly payment.

Get Started with Refinancing Your Home →
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Should I Refinance?

Most people refinance to save money on their monthly payment. Others refinance to take equity out of their home to pay for something big or to change the term (number of years) of their mortgage. We can help determine if refinancing makes sense for your individual circumstances.

Talk to a Loan Officer About Refinancing

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Want to learn more about the home-buying process?

It’s important to understand the facts and the myths about the home-buying process and realize that there is no one-size-fits-all approach to getting approved for a mortgage loan.

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We're licensed in many states across the United States, but loan programs vary from state to state; so talking to a loan officer licensed in your planned state of purchase is a must.


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Refinance Loan FAQs

What does refinancing a mortgage mean?

Refinancing a mortgage means revising and replacing the original mortgage terms to make favorable changes to the interest rate, payment schedule, or other terms outlined in the contract.

When should you not refinance?

You should not refinance if you have a long break-even period, if you will spend more money in the long run, if your interest rate is already low, or if you cannot afford the closing costs.

Does refinancing hurt your credit?

Although taking on new debt usually causes your score to dip, the impact of refinancing is minimal. This is because you are replacing an existing loan with another that is roughly the same amount.

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