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MAKING MORTGAGES BETTER.

Bob Melone

Loan Officer

NMLS #20592

C: (781) 413-6978

O: (781) 742-6500

E: bmelone@radiusgrp.com

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  • This was our first time buying a home and we couldn’t have asked for a better experience. The team at radius truly had our backs, answered every question, explained everything clearly, and made us feel totally taken care of. We’re so grateful, Bob!
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  • I’ve worked with a few mortgage companies over the years and the Bob Melone Team is hands down the best. They’re quick, responsive, and genuinely kind. It never felt like just a transaction; they treated me like a person, not just a number.
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  • The process was smooth from start to finish. I always felt in the loop and supported. What really stood out was how human the whole experience felt. You can tell they care. Highly recommend Bob Melone to anyone looking for a great team.
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  • We’ve now worked with the Bob Melone Team on two different homes and both times they made the whole thing feel easy. Their communication is top notch and they always go the extra mile. Big thank you to the entire team!
    "

At radius, we believe home financing should fit your life, not the other way around. That’s why we offer more loan options, more flexibility, and more expertise to help you buy, build, refinance, or invest with confidence. Since 1999, we’ve been making mortgages better, because we’ve seen a thing or two, and we know how to get it done.

Home Loans for Every Buyer

  • First-Time Homebuyer Loans; FHA, HomeReady®, Home Possible®, and USDA options with low or no down payment.
  • VA & Hero Programs; Special financing for military members, first responders, healthcare professionals, and educators.
  • Jumbo & Luxury Home Loans; Flexible financing for high-value properties.
  • ITIN Loans; Homeownership solutions for non-U.S. citizen borrowers.
  • Non-Warrantable Condo & Co-Op Loans; More options for condos & co-ops that don’t fit traditional guidelines.
  • Land & Construction Loans; Financing for building your dream home or purchasing land.
  • Bridge Loans; Buy before selling with short-term financing that makes your next move easier.

Financing for Investors & Business Owners

  • Commercial & Investment Property Loans; Smart financing for rental properties, mixed-use spaces, and businesses.
  • DSCR (Debt Service Coverage Ratio) Loans; Designed for real estate investors—loan approval based on rental income, not personal income.
  • Cross-Collateralization / Asset-Based Lending; Innovative solutions for high-net-worth borrowers needing liquidity.
  • Interest-Only Loans; Lower monthly payments with greater financial flexibility.
  • Bank Statement & Alternative Income Loans; Designed for self-employed borrowers, freelancers, and entrepreneurs.

Refinance & Tap Into Equity

  • Cash-Out Refinance; Convert home equity into cash for renovations, debt consolidation, or investments.
  • Student Loan Solutions; Mortgage refinancing strategies that work with your financial goals.
  • HELOCs & Closed-End Seconds; Flexible options to access your home equity without refinancing your primary loan.
  • Reverse Mortgages (HECM); Helping homeowners 62+ tap into equity for financial security in retirement.

The right loan is the one that works for YOU.

Let’s talk about your goals and find the best mortgage solution together.

No Ifs, Ands, or "Bots" About It! We believe in offering seamless insurance coverage with a hands-on approach. That’s why our agents are backed by dedicated teammates who offer unending support, from processing your application to providing ongoing service to ensuring policy renewal.

Home + Renters

Homes, headquarters, heirlooms, hamsters, we cover it all. Okay, maybe we don’t cover the last one. But our agents work hard to find the very best protection for all your valuable assets.

Auto

Whether you’re looking to insure a brand new convertible or your teenager’s first station wagon, we can help you get the exact coverage you need without breaking the bank.

Protect Your Business with Tailored Commercial Insurance

At radius insurance group, we specialize in providing small and mid-sized businesses with comprehensive commercial insurance solutions. We understand that every business is unique, which is why we offer customizable coverage to meet your specific needs. Whether you're a startup or an established enterprise, our range of policies—ranging from property and liability insurance to workers' compensation and business interruption coverage—ensures that your business is safeguarded against the unexpected.

Partner with us for reliable, cost-effective insurance designed to keep your business running smoothly and confidently. Let us help you focus on growth, while we take care of the risks.

Bob Melone
E: bmelone@radiusgrp.com
C: 781.413.6978

The Team
E: bobmeloneteam@radiusgrp.com
P: 781.579.7910

Visit Us

radius financial group inc.
600 Longwater Drive, Suite 107
Norwell, MA 02061

DISTINCTIVE PROGRAMS

radius Portfolio Bridge

With our radius Bridge Loan program, here’s what I want you to know: You can access the equity in your current home to help fund your next purchase without having to wait for your sale to close. You can buy before you sell, so the pressure of lining up closing dates doesn’t derail your plans. You can move into your new place, then take your time getting your current home ready to hit the market. When you combine the radius Bridge Loan with our FreeFi Refinance Program, you’ve got a full set of smart tools to make things easier. Whether it’s securing today’s rates, strengthening your offer, or bridging the transition, radius is here to make sure you never feel like you're doing it alone.

We’ll Take It From Here!

Our mission is to become your mortgage banker for life. We know the only way to make that happen is to provide a level of service that exceeds your expectations every step of the way. bobmeloneteam.com

MORTGAGE CALCULATOR

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Bob Melone

Bob Melone - Loan Officer - NMLS #20592 | CT, FL, MA, ME, NH, RI, TN, VT

Employed by radius financial group inc. Corp NMLS# 1846 Equal Housing Lender https://www.nmlsconsumeraccess.org/

CT 17213 FL Lender/Servicer MLD309/MLD1562 MA Lender/Broker MC1846 ME SLM6596 NH 7986-MB RI Licensed Lender/Broker 20031544LL/20183611LB TN Mortgage License 187785 VT Lender LL-1846, VT Loan Servicer LS-1846, VT Mortgage Broker MB-1846

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. © radius financial group inc.® is an Equal Housing Lender., 600 Longwater Drive, Suite 107, Norwell, MA 02061 All Rights Reserved. NMLS ID #1846 nmlsconsumeraccess.org

This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

© 2025 radius-fan-group. All rights reserved.

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